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About Us

Finova Financial, is a socially responsible digital financial services company for the 70 Million Americans outside the traditional financial system. Finova develops digital financial technologies to better serve the needs of the 28% of Americans that are financially underserved and spend $141 billion in fees and interest annually on alternative financial products. Finova’s CLOC loan and Secured Prepaid Card deliver a path to financial well-being and fair lending to Americans left behind by traditional banks and financial services providers.

Finova’s CLOC Loan is a fast affordable online loan using your car as security which costs up to 50% less than the current national average, provides quick access to capital, and a 12-month payback plan where available. Finova clients benefit from the ability to complete the loan process online, quick approval decisions and same day cash funding.

Finovas Secured Prepaid Card provides consumers with a quick loan when needed and their paycheck up to two days faster with free direct deposit*.

The Finova client portal provides personalized access to our financial dashboard allowing real time management of your loan and prepaid card. Payments can be made from the convenience of your Finova prepaid card, computers, mobile devices and at 32,000 US retail locations.

Finova Financials’ proprietary digital financial services technology platform delivers new financial products to the millions of consumers outside the formal financial system who are seeking financial solutions that fit their needs and lifestyle. Finova is building the future of financial services for the 28% of Americans who are outside of the traditional banking system.

* Subject to your provider’s process and timing.



Global Fintech Innovators Emerging Star

Fintech Awards

Lending Innovation Firm of the Year


Gamechanger of the Year Financial Lending

Customer reviews

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