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Frequently Asked Questions
How does the Finova lending process work?

The process is simple and you can pre-qualify quickly. Pre-qualify to find out how much money you can get, complete an application, provide the necessary documents and get your money quickly. Start online today by clicking here or call +1 (844) 576 0862 to get cash today!

What if I have bad, or no credit can I still get a Finova CLOC?

If you own your vehicle outright, and meet the requirements below.

What is required to be approved for a Finova CLOC?

You must own the vehicle in your name and have a lien-free car title;
You must be at least 18 years old with a driver`s license;
You must have proof of income (a recent pay stub);
You must have proof of residency (such as a utility bill);
You must have adequate equity in you car;
You must have comprehensive and collision insurance prepaid for the term of the loan with Finova Financial named as an additional payee or you may purchase the Debt Cancellation Addendum;
You must not currently be in bankruptcy.

When will I know if I am approved for a Finova CLOC?

You can pre-qualify for free and finish the process quickly.

How much cash can I get?

The maximum Finova CLOC depends on the state, please, contact our representatives to get information about your specific case. The loan amount is based on the value of your vehicle and your ability to repay the loan (monthly income). You can find out quickly how much by pre-qualifying now... Click here to find out.

Is there a prepayment penalty?

No you can pay off your loan in full at any time and recieve your title back.

Where are your services currently available?

Finova CLOC is available online from mobile phones or computers. Finova is currently operating in Arizona, California, Florida, New Mexico, South Carolina and Tennessee.

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